Do I Need Special Insurance to Rent an RV for a Week?
Do I Need Special Insurance to Rent an RV For a Week?
Do you want to rent an RV for a week but have questions about insurance? In most states, you will find the same liability coverage that is required for a car is required for an RV. In Florida, a minimum of liability insurance is required for all self-driven RVs.
There are a few special cases where you will absolutely need a separate RV insurance policy. If your RV is a rental vehicle, you will need a separate RV insurance policy unless the RV rental service offers insurance (we do). If you do not own your RV (example: you have taken out a loan to finance your RV purchase), you will need separate insurance. Finally, if your RV is a motorhome (a class A or B RV), you will need to have a separate insurance policy.
If you have rented an RV for an extended amount of time you will definitely want to consider additional insurance. For example, if renting an RV for a few months as temporary housing. In our case, however, we provide insurance to you when renting one of our RVs. With us, you will make a $1,000 damage deposit. This is refundable as long as the RV is brought back in the same condition as it was when you received it. In the case of an accident an insurance claim will be filed and the driver required to pay a $1,500 deductible.
With our RV rentals, you will find that insurance is provided for you during your rental period. Even so, while in your possession, rental RVs are your responsibility. We work very hard to ensure that our RVs are of the highest quality so that you can enjoy your time on the road. Reckless actions, like smoking, could result in a $1,000 fee.